Part of making smart financial decisions is being informed about ways to save money, pay off debts, and invest. For those who can’t afford a financial advisor, you have to do all that research on your own. Luckily, there are a ton of resources out there to get you started on the right track. We’ve outlined the top 7 financial blogs that we use ourselves and proudly recommend, including the specifics that they specialize in.

1. The Penny Hoarder

The Penny Hoarder is a massive finance blog that covers everything from making money to saving money to budgeting. They have content to help you manage and choose credit cards, plan for retirement, invest, buy a home, manage your taxes, choose insurance, and more. With anywhere from 12-17 million readers per month, it’s one of the most popular finance blogs available on the internet.

For the last 9 years, this website has operated with the mission of helping people take control of their personal finances and make smart money decisions. Their main goal is to help readers alleviate money stress through education. You can even enroll in the Penny Hoarder Academy to get a more structured curriculum through courses. And if you have any specific questions, you can participate in the online forum to get answers fast.

2. Dough Roller

Dough Roller is a finance blog that focuses on banking, credit & debit, credit cards, investing, and calculators. They also have a Dough Roller Money podcast that offers easy-to-understand advice on managing your money. Covering everything from personal finance to retirement to best practices for saving, this podcast has 100 episodes to choose from!

Founded in 2007, Dough Roller’s mission is to help people make sense out of the complicated world of personal finance, investing, and money management. And with over 2 million visitors a year, the site’s developed a reputation as a top finance resource. This reputation is helped in part by founder Rob Berger’s appearances in publications like Forbes and U.S. News & World Report.

3. FrugalwoodsThis financial independence and simple living blog is updated on a regular basis with tips from a real family trying to live a frugal lifestyle. If you enjoy more personal stories mixed in with real-life experience, this is the blog for you.

Liz Frugalwoods writes about her experiences as a parent, her life as a homesteader and landowner, and the financial decisions that make her life possible. Her philosophy is that managing your money wisely gives you more freedom in life, which is why she uses her blog as a platform to share her advice. Though her main focus is on saving money, she sometimes touches on investing and income.

If you check her out and enjoy the writing style, she also has a book called Meet the Frugalwoods: Achieving Financial Independence Through Simple Living that was published in 2018. In it, Liz shares her family’s journey of intentional living.

4. Money Under 30

Featured in publications like ForbesNPR, and USA Today, Money Under 30 is an independent personal finance blog geared toward young adults (under 30). Specifically, their audience is young adults wanting to make more informed decisions about where their money goes.

Founder David Weliver is no stranger to debt–before founding the site in 2006, he was able to pay off $80,000 of debt in three years. Because he’s been through it, he knows how to tailor advice to those who may have struggled with money management in the past.

Topics include credit cards, banking, loans, investing, insurance, and personal finance. You can learn how to pay off your debts, use credit cards wisely, ask for a raise, start side hustles, maximize student loan repayments, and more to make sure you’re on the path toward financial success.

Tip: By submitting your email, you can receive a free weekly newsletter and a 7-day course to help you make immediate progress on your specific money issues.

5. Dave Ramsey

You may have already heard of Dave Ramsey from his radio show or his six best-sellers. Dave started giving financial advice after hitting rock bottom financially. He promotes debt repayment and starting small with saving (debt snowball) as a way to stay motivated through the process.

On top of his blog, there’s also an online class you can take called Financial Peace University that teaches you how to pay off debt, budget, save money, and give generously. At $130, it’s an investment for sure, but it’s great for those who want interactive workbooks and specific courses to help keep them on track.

Tip: If you’re more of an auditory learner, Dave Ramsey has a show that you can listen to on a daily basis.

7. HerMoney

Her Money is a financial media platform for professional women focusing on money and business. Featured on CosmopolitanTime, and Fast Company, HerMoney covers topics like money, work-life, family, and retirement. By going beyond just finances, the site creates a holistic help center for their specific demographic.

The site was founded with the belief that women view money differently than men, and there weren’t a whole lot of online resources out there that were speaking specifically to women. The company’s mission is to level the playing field for financial security with unbiased and thought-proving content, a mission which they fulfill through a team of experienced writers.

Some of their more popular posts are around the best budgeting apps, ways to make money through freelancing and side hustles, and inspiring quote compilations from women about money.

8. Making Sense of Cents

The Making Sense of Cents blog is owned and authored by Michelle, a young woman who fast-tracked her student loan debt and was able to pay off her entire $38,000 loan in just a few years. Once a financial analyst, Michelle now writes finance blog posts for websites like Forbes and Huffington Post. Not only that, but she’s been awarded the ‘Blog of the Year’ by the Plutus Awards at FinCon in 2016 and Zillow’s Blog of the Week.